Noosa Mortgage Brokers offers expert mortgage and home loan services for clients on the Sunshine Coast. We're based in Noosa and if you need help organising finance for a property purchase or refi then we'd love to meet.
We could go on here about how complex it is to get a home loan but the truth is we think it's kinda simple.
You see, if you've been in a nine-to-five for 10+ years and you have plenty of cash saved up then you can probably just walk into a big four bank and get a mortgage. No problem.
For the rest of us life is usually more interesting. You might be self employed. Or you might have a land and construction project you're trying to realise, or an investment property you've seen and want to act on fast. You might have had previous issues with credit.
There are just 2 important things you need to know if you're looking for a mortgage.
The first is knowing which lenders are interested in what kind of lending scenarios and for what kind of clients.
Different lenders focus on different parts of the market. If you're self employed or have any kind of non-vanilla situation then there are specific lenders looking for you. If you're looking for a construction loan or looking to buy an investment property then there are specific lenders looking for exactly that kind of business who want to help you. If you've had issues with credit in the past there are plenty of lenders who understand that the past does not equal the future.
And so on. There's probably never been a better time to get approved for a home loan; the trick is understanding your situation and knowing which lenders to approach.
The second thing is understanding exactly what each lender looks at when they're assessing your application.
Focusing on the right points in your application, anticipating questions and providing answers in advance, and putting together what lenders consider a more "bankable" application ultimately means a faster approval and a better deal for you. There's more demand for more bankable applicants so you'll get a better deal. Putting together a sufficiently detailed application to the right channel is key to success.
But that's it. Really. Look after these two things when you're applying for a home loan and you'll be successful.
At Noosa Mortgage Brokers we'll find the right solution from our panel of over 30 bank and non-bank lenders, and help you put the best possible application together so you can get fast hassle free approval - no matter what your current situation may be.
Our promise is that we work for YOU - not the lender. We'll stick with you from start to finish. And our service won't cost you a cent.
Looking for a home loan and want us to help you? Great! Getting started is easy. Simply call us on 1300 588 505 or fill out the contact form below and we'll be in touch as soon as we see the mail.