Mortgage refinancing saves the average borrower more than $170'000 over the life of their home loan. That's kind of a lot. But you could free up cash by refinancing your mortgage right now.
We’ll spare you the hype about historically low rates and lenders eager to do deals. The real reason you want to look at refinancing is the simply huge range of products available right now and the flexibility that gives you to organize your finances.
Want to lock in a low rate and start saving money on your repayments? That's easy. Want to draw down equity from your property home loan to do renovations or buy an investment property? No worries. Want to consolidate personal debt so you can pay one monthly repayment at a cheaper rate? Want to pay off your home loan faster? Retire early? Give your kids a head start?...
The fact is there are lots of possibilities. Refinancing is fast and it's super easy. You won't have to spend hours and days speaking to people and filling out paperwork. You won't even need to speak to your bank. We'll look after all that for you.
We’ll do all the product and lender research and help you get all the paperwork sorted out so you can focus on more important things.
Most people tend to do nothing with their mortgage and personal finances not because they don’t see the opportunity but because it’s a hassle. You might have even been grateful to get approval back then anyway and are happy to just leave things alone. Don't make this mistake.
Getting started is as easy as filling out the contact button below and requesting a free consult with one of our experts. Or simply calling us on 1300 588 505
Why wait? Start playing offense with your money. This really is easy and in many cases settlement can be organized in days so let's talk!
Whatever your reasons for refinancing we'd love to help. The truth is it's probably never been easier to refinance your home loan at a great rate than it is right now. Interest rates are at historic lows and we have access to a broad range of flexible lender products suitable for almost anyone. We'll help you find a solution that suits you so you can get your money fast. Getting started is as easy as hitting the button below and setting up a free 30 min consultation.
There are a variety of reasons you may want to refinance your home. Right now you could save thousands of dollars in repayments and potentially cut years off your mortgage. You could also lower your monthly payment when refinancing during lower interest rates.
Do you have credit card debt, or student loan debt? You can use a cash-out refinance for debt consolidation. Interested in home improvement, renovations, taking a holiday or some new toys even? Our cash-out mortgages can get you the money you need. Feel free to email or call us today for more info or to schedule an appointment
A cash out refinancing or top up is where you essentially repay the existing mortgage on your home with a bigger amount from a new lender and receive the difference in cash. Lenders usually require some explanation of where the funds are going but you're very flexible to spend them on renovations, holidays, a new car etc..
A reverse mortgage or home equity loan allows you to borrow money using the equity in your home as security. The loan can be taken as a lump sum, a regular income stream, a line of credit or a combination of these options.
Reverse mortgages are typically used for funding retirement. Interest is charged just like any other loan, except you don’t have to make repayments while you live in your home – the interest compounds over time and is added to your loan balance. You do have to repay the loan in full (including interest and fees) when you sell your home.
Note: Lenders are still required to lend responsibly so not everyone will automatically qualify for a reverse mortgage.
Noosa Mortgage Brokers can help arrange a wide range or reverse mortgage refinance options for you. Think this might be right for you or have questions about how reverse mortgages work? No worries. Feel free to email us using the contact form below or call for a free consultation on 1300 588 505 - we'd love to help.
We offer a wide range of refinance mortgages that can meet your needs and budget. Rate-and-term financing is a loan that will change the mortgage interest rate, loan term, or both. When interest rates lower, it can be beneficial to refinance your home and save thousands of dollars.
Cash-out refinance mortgages involve increasing the amount of money borrowed. You receive cash for the extra amount of the loan. This money can be used to improve your home, build an addition, debt consolidation and many other reasons. Cash-in refinance mortgages are loans that help you pay down the loan balance. Cash-in refinancing can help you lower your interest rate or cancel your mortgage insurance.