Looking to refinance your home loan but not sure where to start? Dread the thought of speaking to multiple lenders or brokers, wading through complex details and wonder if it’s all worth the effort?
Right now is the IDEAL time to refinance your mortgage!
I’ll spare you the hype about historically low rates and lenders eager to do deals – even though that’s correct and why most banks are currently offering $2000 to $4000 cash back for new refi’s at the moment. The real reason you want to look at refinancing is the simply huge range of products available right now and the flexibility that gives you to organize your finances.
We’ll sit together – in person or over the phone – and discuss exactly what you need and what your goals are for your finances, and then find a home loan that suits you, not the lender.
Looking to lock in a low rate to save money on your repayments? There are plenty of loans for that. Want to redraw cash from your home loan to invest in renovations? We'll show you the best way to structure that. Want to consolidate debt into your mortgage so you can pay one monthly repayment at a cheaper rate? Want to pay off your home loan faster? Want to retire early? There are so many possibilities right now and you won't have to spend hours and days speaking to people and filling out paperwork.
Yes you could save a lot of money but we’ll help you look at the big picture. We'll help you out with your short-term goals but also how to get out of debt and become financially free faster.
What's more, we’ll do all the product and lender research and help you get all the paperwork sorted out so you can focus on more important things. You won’t even need to speak to your existing lender. We’ll handle it. Note: We'll make sure you avoid the most common mistakes during refinancing too!!
Most people tend to do nothing with their mortgage and personal finances not because they don’t see the opportunity but because it’s a hassle. You might have even been grateful to get approval back then anyway and are happy to just leave things alone. Don't make this mistake.
Start playing offense with your money. Getting things rolling is as easy as filling out the contact button below and requesting a free consult with one of our experts. Or simply calling us on 1300 588 505
Why wait? This really is easy and in many cases settlement can be organized in days so let's talk!
Whatever your reasons for refinancing we'd love to help. The truth is it's probably never been easier to refinance your home loan at a great rate than it is right now. Interest rates are at historic lows and we have access to a broad range of flexible lender products suitable for almost anyone. We'll help you find a solution that suits you so you can get your money fast. Getting started is as easy as hitting the button below and setting up a free 30 min consultation.
There are a variety of reasons you may want to refinance your home. Right now you could save thousands of dollars in repayments and potentially cut years off your mortgage. You could also lower your monthly payment when refinancing during lower interest rates.
Do you have credit card debt, or student loan debt? You can use a cash-out refinance for debt consolidation. Interested in home improvement, renovations, taking a holiday or some new toys even? Our cash-out mortgages can get you the money you need. Feel free to email or call us today for more info or to schedule an appointment
A reverse mortgage or home equity loan allows you to borrow money using the equity in your home as security. The loan can be taken as a lump sum, a regular income stream, a line of credit or a combination of these options.
While you don’t need an income to qualify, lenders are still required to lend responsibly so not everyone will automatically qualify for a reverse mortgage. They're typically used for funding retirement. Interest is charged just like any other loan, except you don’t have to make repayments while you live in your home – the interest compounds over time and is added to your loan balance. You do have to repay the loan in full (including interest and fees) when you sell your home.
Noosa Mortgage Brokers can help arrange a wide range or reverse mortgage refinance options for you. Think this might be right for you or have questions about how reverse mortgages work? No worries. Feel free to email us using the contact form below or call for a free consultation on 1300 588 505 - we'd love to help.
We offer a wide range of refinance mortgages that can meet your needs and budget. Rate-and-term financing is a loan that will change the mortgage interest rate, loan term, or both. When interest rates lower, it can be beneficial to refinance your home and save thousands of dollars.
Cash-out refinance mortgages involve increasing the amount of money borrowed. You receive cash for the extra amount of the loan. This money can be used to improve your home, build an addition, debt consolidation and many other reasons. Cash-in refinance mortgages are loans that help you pay down the loan balance. Cash-in refinancing can help you lower your interest rate or cancel your mortgage insurance.
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